Now live: Nigeria → China same-day payments

Your supplier gets paid.
Same day.
No agents.

✓Suppliers recognize WaltzPay payments — goods released faster.

WaltzPay is the financial operating system for global African commerce. Built on China-native payment rails. Designed for Lagos importers who cannot afford payment delays.

🇳🇬
From
Nigeria (NGN)
→🇨🇳
To
China (CNY)
Settlement
Same day (before cutoff)
Pay your supplier nowSee how it works

⏱Same-day delivery for payments funded before 12:00 PM WAT

Lagos🇳🇬Guangzhou🇨🇳SAME DAY DELIVERY
Sent · 09:42 WAT
₦5,000,000
→ ¥25,779 · In transit
Confirmed · 11:15 WAT
¥12,450 received
Supplier notified ✓
🔗China-native licensed payment rails
🏛️CBN-compliant execution via licensed partners
🛡️KYB + AML screening on every transaction
✅Official proof of payment — every transaction
Why WaltzPay

The honest comparison.

Nigerian importers are price-sensitive — but they're more sensitive to failure than price. One missed payment loses a shipment. One delayed wire loses a supplier. WaltzPay is built around certainty, not just promises.

What mattersBanks / Traditional wireAgentsWaltzPay
Supplier trust✗ Unknown format — supplier calls to verify⚠ Depends on agent reputation — format unrecognised by Chinese banks✓ Supplier-ready payment format — recognized instantly. No calls. Goods released faster.
Settlement time✗ 3–5 days (often fails on first attempt)⚠ 1–3 days on a good day — unreliable, often fails silently✓ Same day (before cutoff)
FX transparency✗ Rate applied at bank's discretion⚠ Rate agreed informally — often revised at point of transfer✓ Rate locked before you confirm
Tracking✗ No visibility after sending⚠ WhatsApp updates only — no formal status or timestamps✓ Live status updates at every stage
Proof of payment✗ SWIFT receipt (supplier may not accept)⚠ Informal agent receipt — not accepted by most institutions or CBN✓ Official WaltzPay payment advice, instantly
Failure handling✗ "Call the branch" — no SLA⚠ Agent goes silent — no recourse, no SLA✓ Automatic rerouting; ops escalation in 15 min
Supplier notification✗ None⚠ Via agent's personal contacts — inconsistent and unverifiable✓ Optional direct notification to your China supplier
Trade documentation✗ Manual — CBN queries common⚠ None — no formal documentation trail, CBN exposure✓ Invoice + purpose built into every transaction
How it works

Quick, simple steps.
Live tracking. Proof of payment.

Send naira locally. Your supplier in China receives CNY the same day. Track every stage in real time — and download official proof of payment the moment it lands.

✓
Funds received
2
Currency converting
3
Sent to supplier bank
4
Processing in China
✓
Payment confirmed

Same-day cutoff: 12:00 PM WAT. Payments funded before noon are delivered same day (on eligible payments). After noon, next business day. The system tells you which window you're in before you confirm — no surprises.

Live now · P1 — Nigerian Importer

Pay your China supplier
before the shipment moves.

"Same-day. Rate locked. Proof of payment in hand."

The pain todayYou're losing shipments because your supplier won't release goods without payment confirmation. Agents are unreliable. Bank wires take 3–5 days and still fail. Every delay costs you a deal.
  • →Nigeria → China payments settled same day via China-licensed infrastructure — not generic global corridors
  • →Rate locked before you confirm — no surprise FX movements between quote and execution
  • →Official WaltzPay payment advice on completion — give your supplier proof the moment it lands
  • →Full invoice + purpose documentation for CBN trade compliance — no queries
  • →Supplier notified the moment payment is dispatched
Quote calculatorDemo rate
You send
🇳🇬 NGN
↓
Supplier receives
¥25,779🇨🇳 CNY
Rate₦189 / ¥1
✓ All fees included
✓ Same-day delivery (before cutoff)
Illustrative rates · Rate and fees are locked at confirmation
Same day
Settlement SLA
Start now →
Coming soon

More products from
WaltzPay

💱
P2 — Exporter / Freelancer

Receive USD globally. Convert at the right moment.

  • →Dedicated USD/GBP receiving accounts — share with any client, anywhere
  • →Hold forex until the rate moves in your favour
  • →Pay China suppliers directly from your USD balance
Join waitlist →
🏠
P3 — Diaspora (UK · US · CA)

Send money home. Your family gets it today.

  • →UK/US → Nigeria instantly — not T+2
  • →Rate shown is rate applied — no last-minute adjustments
  • →Family notified the moment it lands
Join waitlist →
🎓
P4 — Tuition · Medical

Pay international bills. Get proof. Meet the deadline.

  • →Universities, hospitals, professional services — all supported
  • →Official WaltzPay payment advice — submit directly to institution
  • →FX rate locked at initiation
Join waitlist →
💳
P5 — Global Card

A virtual USD card that actually works globally.

  • →Works on Stripe, AWS, Google Ads — no Nigerian card declines
  • →Fund from NGN or USD wallet at real-time rates
  • →Instant issue, daily and monthly spend controls
Join waitlist →
🏢
P6 — SME Operations

Run your entire global business finances in one place.

  • →Batch vendor payments — 50 suppliers in a single instruction
  • →Multi-currency payroll — NGN + USD/GBP staff, same cycle
  • →Invoice creation, matching, reconciliation — all inside WaltzPay
Join waitlist →
Execution infrastructure

Built on rails that
actually work in China.

WaltzPay uses China-native settlement infrastructure — so your payment arrives in a format your supplier recognizes.

We maintain multiple independent execution paths and continuously optimize routing to ensure reliable, same-day delivery. If one route slows down, another takes over — your payment keeps moving.

Your supplier gets paid. Goods released faster. No delays, no uncertainty.

🇨🇳
China-Native Settlement Rails
Direct CNY settlement using infrastructure built for China trade. Payments arrive in a format suppliers trust — not generic SWIFT corridors.
Active
🔄
Redundant Execution Paths
Multiple independent routes ensure delivery continues even if one path degrades. No single point of failure on last-mile delivery.
Active
🇳🇬
Nigeria FX & Collection
Reliable NGN collection and FX conversion. Dedicated virtual account per user — no reference codes, instant matching.
Active
💰
Guaranteed Liquidity Support
Additional liquidity ensures your payment completes even when market conditions are tight. Same-day delivery doesn't depend on real-time FX alone.
Active
🌐
Global Fallback Coverage
Backup routes handle edge cases, ensuring continuity when primary paths are unavailable.
Active
Regulatory architecture

Compliance is not
a checkbox. It's the product.

Every WaltzPay transaction is screened, documented, and logged before execution. Because one bad transaction isn't just a problem — it's the end of the business.

🏢

Business Verification (KYB)

CAC registration, director BVN, beneficial ownership, and bank statement — verified via licensed identity provider before any transaction.

🛡️

AML & Sanctions Screening

Every transaction and counterparty screened in real time against OFAC, UN, EU, GIABA, and NFIU lists via licensed compliance provider.

📋

Trade Documentation

Invoice upload required on every transaction. Purpose classification for PBOC/SAFE trade compliance on the China side.

📊

Transaction Monitoring

Rules-based monitoring with defined thresholds for volume, velocity, and destination. Unusual patterns flagged before execution — not after.

🔒

Immutable Audit Trail

Every compliance check, routing decision, and status change is logged permanently. Retained for 7 years per CBN requirement.

📡

Regulatory Intelligence

Live monitoring of CBN, PBOC/SAFE, FCA, and FinCEN changes. Corridor eligibility updated automatically when policy changes.

Regulatory position

WaltzPay operates as a technology platform facilitating cross-border trade payments via licensed partners. All regulated money movement is executed by CBN-licensed and China-licensed financial institutions.

Your supplier gets paid today —
so your order moves faster.

KYB / KYC verification takes minutes. Your first payment can go out the same day.

Get started →Sign in